Cashless ATM · USA
Cashless ATM for cannabis retail.
A practical, compliant way for US cannabis retailers to accept card payments. Customers dip a card. The terminal pulls funds like a debit ATM withdrawal. The store gets a real bank deposit. Set up in days, with the same trained account managers behind every account.
Canadian retailers: you don't need this.
In Canada, Interac debit covers what Cashless ATM solves in the US. Cannabis-coded Interac transactions are allowed under the Canadian network rules, so the card-as-cash workaround isn't necessary north of the border. See our Canadian processing instead.
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Verified merchants only
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Founded
Cannabis-focused since 2019
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Support
Direct, never a queue
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Long-term contracts
Month-to-month, cancel any time
How a Cashless ATM transaction works
A card dip. An ATM withdrawal. A clean bank deposit.
Visa and Mastercard prohibit cannabis on their networks. Cashless ATM routes the same hardware through ATM rails instead — fully compliant, posted as ATM activity.
- Step 01
Customer dips card
Visa, Mastercard, or US debit at the dispensary terminal.
- Step 02
Pulls funds like an ATM
Withdrawal routed through the cashless ATM network, not card networks.
- Step 03
Network confirms
Funds clear the ATM rail in seconds; receipt prints like a normal withdrawal.
- Step 04
Real bank deposit
Funds settle to the store’s account, posted as ATM activity not cannabis.
What's included
What you get with Cashless ATM.
Card in, cash out (logically)
Customer dips a debit or credit card at the terminal. Store gets a deposit to its bank account on the next cycle.
Works on every US card
Visa, Mastercard, US debit, anything with a chip and PIN. No special wallet required.
Receipts customers expect
Standard ATM-style receipt. Shows up like cash on the customer's statement, not as a cannabis transaction.
Set up in days
Most US cannabis retailers are running Cashless ATM within a week of applying.
How it works
Three steps. Every transaction.
01
Customer dips card
Same physical motion as a regular debit purchase at a US ATM. PIN required.
02
Terminal records transaction
Amount rounded up to the nearest $5 or $10. Small difference returned as cash in the till.
03
Store gets deposited
Funds settle to your business bank account on the regular ATM clearing cycle (1 to 3 business days).
Who uses Cashless ATM
Cannabis is the obvious use case. It's not the only one.
BPS sets up Cashless ATM for any US retailer whose category has been deplatformed by mainstream card networks. Most of our Cashless ATM customers are non-Indigenous mainstream cannabis operators; we also serve tribal cannabis, CBD, and adjacent retail.
Cannabis retailers
The classic use case. Federal Visa/MC prohibition means in-store credit and debit aren't available the regular way. Cashless ATM closes the gap.
CBD shops in declined-MCC states
States and processors that flag CBD as high-risk often leave operators with the same problem cannabis retailers face. Cashless ATM works here too.
Adult-use accessory retail
Vape and head-shop operators who get dropped or quietly de-platformed by mainstream processors.
Tribal and non-tribal cannabis
Same Cashless ATM solution whether you're operating under tribal sovereignty or a state license. Underwriting differs, the customer experience doesn't.
Let's build something
Your success
is our success.
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