Cannabis Payments
Cannabis payment processing, both sides of the border.
Two regulatory realities, one underwriting team. Brother Processing builds the merchant account, terminal stack, and banking relationship that fits each side.
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Verified merchants only
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Founded
Cannabis-focused since 2019
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Support
Direct, never a queue
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Long-term contracts
Month-to-month, cancel any time
Pick your side
Two regions, one team behind every account.
Canadian cannabis is federally legal and runs on Interac. US cannabis is federally restricted and runs on Cashless ATM and regional bank relationships. Brother Processing operates fluently in both.
Canada
Interac debit, e-Transfer, ACH
The complete merchant account for Canadian dispensaries. Direct Interac integration, next-business-day settlement, and decade-long banking partnerships.
- Interac debit & e-Transfer
- Licensed + Indigenous-owned
- 2-5 day approval
USA
Cashless ATM, ACH, regional banks
In-store card acceptance via Cashless ATM, online ACH, and direct relationships with the regional banks that openly serve licensed US dispensaries.
- Cashless ATM in-store
- Regional banking
- Tribal & mainstream
Side by side
Canada and the USA, in the same paragraph.
The two cannabis payment markets in North America operate under different federal rules, different network policies, and different banking realities. BPS underwrites both — but the right answer for a Toronto licensed retailer is very different from the right answer for a Massachusetts adult-use store. Here is how the two stacks compare at a glance.
Card networks
Canada: Interac debit and e-Transfer are the dominant rails on cannabis. Visa/Mastercard prohibit cannabis-coded transactions on both sides of the border.
USA: Cashless ATM (PIN debit on an ATM rail) is the in-store standard. ACH covers online. Regional bank partners handle settlement.
Approval timing
Canada: Most licensed and Indigenous-owned dispensaries are approved in 2 to 5 business days.
USA: 5 to 10 business days, depending on state, category, and the regional banking partner that fits.
Settlement
Canada: Interac debit and ACH settle next business day. e-Transfer is immediate.
USA: Cashless ATM settles next business day through the partner bank. ACH next business day.
Who we serve
Canada: Federally and provincially licensed retailers, Indigenous-owned dispensaries on First Nations territory, CBD and accessory retailers.
USA: State-licensed adult-use and medical operators, Tribal cannabis programs, hemp and CBD retailers, accessory sellers.
Equipment
Canada: Interac-certified terminals with WiFi and cellular, ship the day approval clears.
USA: PCI-compliant Cashless ATM terminals, point-of-banking-capable, multi-location ready.
What we are not
Not an aggregator. Not a reseller. Not a chatbot routing your application to whoever responds first. The team that underwrites your file is the team in our Montreal office, and the person who calls you back is the person who'll handle your account end to end.
Let's build something
Your success
is our success.
Book a discovery call or speak directly with BPS. Either way you'll talk to a real person. Never wait on hold.