DEBIT CARD PROCESSING FAQ

What is debit card processing and how is it being used?

Instead of receiving cash for sales, businesses are able to accept debit card purchases using a 4-digit pin. The merchant will receive the funds via ACH.

Why accept debit card?

Debit card payment processing is a solution that allows all types of establishments to accept card payments, simplify the checkout experience for customers, and provide greater security by reducing the large amounts of cash being held and handled on location by these merchants.

Tired of submitting applications and not getting approved?

We guarantee you’ll get approved with our debit card processing solution within 24-48 business hours. Furthermore, there’s no risk of getting placed on the TMF/Match list by utilizing these services since you’re accepting debit transactions. Already on the TMF list? Then, give us a call, and we’ll help you start accepting debit card payments once again without paying significant fees.

Who do I contact for support?

We not only provide support from our US based support teams, but we always recommend contacting your BPS Agent first. We constantly focus on building longstanding partnerships with each one of our Merchants plus we know more about your account than anyone else. Always contact your Agent first and they’ll take care of you. Plus, each terminal is backed with a one year manufacturer’s warranty, so if they break we will replace them.

How am I able to accept card purchases with this solution?

Debit card transactions are considered ATM withdrawals. The card must be present, and the four-digit pin number must be entered correctly in order for the transaction to get approved.

When can I expect the funds in my account?

Payments are real-time and funds are deposited into your bank account the next day. You’ll receive a FREE online portal to view all sales on a real time daily/weekly/monthly basis as well.

Q: Do I need an ATM machine in my place of business?

A: No. No need to handle cash and the security risks that come with it.

Q: How are the transactions facilitated?

A: We load a standard Credit Card terminal with a Custom Software program that runs on the ATM Networks instead of the Visa and MC networks.

Q: Can I take phone orders or link this to my website’s shopping cart?

A: No. The cardholder must be present to enter their PIN.

Q: What fees will I pay?

A: None! The surcharge is charged to client

Q: Can I get chargebacks?

A: No. This is just like an ATM transaction. The customer entering their PIN cannot charge the transaction back.

Are there any additional Debit Card Processing Perks?

• There is peace of mind and sense of security for all parties involved as these transactions are handled in a cashless manner.
• Incremental transactions allow your employees to receive additional tips (helps reduce employee attrition).
• Installation is easy. Simply plug the units in (or power on the wireless units) and you are ready to process, but we’re always on standby for any ongoing assistance.
• Transactions are discreet. Shown as ATM withdrawals on your customer’s bank statements.

*Please inquire for banking services*